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The cost-of-living crisis is now beginning to bite, prices are rising, and in some cases going through the roof, wherever you look. From the cost of borrowing, fuel, energy, and in totally unexpected areas like our everyday shopping. Those on...

What is a mortgage?A mortgage is a loan from a lender such as a bank or building society that enables you to purchase a property. It is a secured loan...

We are in interesting times. Currently we are in a high inflationary environment, with relatively low interest rates. One way to look at interest rates is to say the rates have gone up 500% within a 2-year period. Another way is historically...