In a recent move towards online banking, ICICI Bank UK PLC has announced the launch of a digital account opening facility. The first-of-its-kind service by an Indian bank in United Kingdom (UK), this facility allows customers to open their personal current accounts instantly using the Bank’s mobile application. It enables Non Resident Indians (holding Indian or British passport) and expatriate Indians (holding Indian passport) moving to the UK for work, to open a current account by downloading ‘ICICI Bank UK iMobile’ from the App Store.
Customers no longer have to visit a branch, and all documentation is conducted electronically, enabling the account to be activated instantly thus allowing customers to start transacting immediately. Customers will receive a contactless debit card at their correspondence address within a few days either in the UK or in India and will also be able to remit money 24x7 instantly to any ICICI Bank account in India.
“ICICI Bank has always leveraged technology to pioneer digital innovations and provide world-class banking experience to its customers. We have introduced the opening of a current account in digital manner to further improve engagement with our customers.
“This unique proposition heralds a new era of opening an account in few minutes, a marked improvement over a few days taken earlier. We believe that ease of banking is a key parameter for individuals when they look for a banking partner,” said Mr. Loknath Mishra, MD & CEO, ICICI Bank UK PLC.
‘ICICI Bank UK iMobile’ can be downloaded on both android and iOS based smartphones.
Guide to downloading ICICI Bank UK iMobile application:
· Download the app and fill in basic details like e-mail id, password, etc.
· Capture first page of the passport : The app is equipped with state-of-the-art technology ‘Optical Character Recognition’ (OCR) that recognises written characters in documents
· Click a selfie and submit
· Instantly, the current account gets activated along with instant password and mobile PIN. One can immediately start using the account.
· The contactless debit card is sent at the customer’s correspondence address either in UK or India.
